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Category Archives: Uncategorized

๐—” ๐—ฆ๐˜๐—ผ๐—ฟ๐˜† ๐—œ ๐—ก๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—ฆ๐—ต๐—ฎ๐—ฟ๐—ฒ๐—ฑ ๐—จ๐—ป๐˜๐—ถ๐—น ๐—ก๐—ผ๐˜„!

For more than a decade (2007โ€“2018), I was living on the dark side of my own life. Paycheck to paycheck. โ‚ฑ0 savings. Almost every night was spent drinking. Involved in drugs. No network. Selling wasnโ€™t my thing. Low energy. No...

Can You Get a Pag-IBIG Housing Loan If You Still Have a Calamity Loan? Yesโ€”Hereโ€™s How

If youโ€™re rebuilding after a storm and also dreaming of your own home, hereโ€™s the good news: having an existing Pag-IBIG Calamity Loan does not automatically stop you from getting a Pag-IBIG Housing Loan. What matters is your membership status...

๐‡๐š๐›๐š๐ ๐š๐ญ ๐จ๐ซ ๐’๐ฎ๐ฉ๐ž๐ซ ๐“๐ฒ๐ฉ๐ก๐จ๐จ๐งโ€”๐‡๐š๐ง๐๐š ๐›๐š ๐š๐ง๐  ๐‚๐จ๐ง๐๐จ ๐ฆ๐จ?

Well-built, modern condos in the Philippines are generally designed to resist typhoon-strength windsโ€”including โ€œsuper typhoonsโ€โ€”because developers must follow the National Building Code (NBCP) and the National Structural Code (NSCP). Actual safety still depends on design quality, enforcement, and building maintenance....

๐๐ž ๐“๐ก๐ž ๐‚๐š๐ฅ๐ฆ: ๐€ ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐†๐จ-๐๐š๐  ๐Ÿ๐จ๐ซ ๐€๐ง๐ฒ ๐„๐ฆ๐ž๐ซ๐ ๐ž๐ง๐œ๐ฒ

When quakes shake or typhoons hit, you wonโ€™t have time to shopโ€”youโ€™ll grab and go. Hereโ€™s a practical, Philippines-available checklist you can pack today. Aim for supplies good for 72 hours per person. (Everything below can be found at Ace...

๐…๐ฅ๐จ๐จ๐๐ž๐ ๐‡๐จ๐ฆ๐ž ๐–๐ก๐ข๐ฅ๐ž ๐˜๐จ๐ฎโ€™๐ซ๐ž ๐’๐ญ๐ข๐ฅ๐ฅ ๐๐š๐ฒ๐ข๐ง๐ ? ๐Š๐ง๐จ๐ฐ ๐˜๐จ๐ฎ๐ซ ๐‘๐ข๐ ๐ก๐ญ๐ฌ ๐๐ž๐Ÿ๐จ๐ซ๐ž ๐˜๐จ๐ฎ ๐๐š๐ง๐ข๐œ.

When a typhoon wipes out or floods a property youโ€™re still paying for, the rules change depending on where you are in the process: pre-turnover (equity stage) or post-turnover (already amortizing). Under the Civil Code (fortuitous events), PD 957 (developer...