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𝐇𝐚𝐛𝐚𝐠𝐚𝐭 𝐨𝐫 𝐒𝐮𝐩𝐞𝐫 𝐓𝐲𝐩𝐡𝐨𝐨𝐧—𝐇𝐚𝐧𝐝𝐚 𝐛𝐚 𝐚𝐧𝐠 𝐂𝐨𝐧𝐝𝐨 𝐦𝐨?

Well-built, modern condos in the Philippines are generally designed to resist typhoon-strength winds—including “super typhoons”—because developers must follow the National Building Code (NBCP) and the National Structural Code (NSCP). Actual safety still depends on design quality, enforcement, and building maintenance....

𝐅𝐥𝐨𝐨𝐝𝐞𝐝 𝐇𝐨𝐦𝐞 𝐖𝐡𝐢𝐥𝐞 𝐘𝐨𝐮’𝐫𝐞 𝐒𝐭𝐢𝐥𝐥 𝐏𝐚𝐲𝐢𝐧𝐠? 𝐊𝐧𝐨𝐰 𝐘𝐨𝐮𝐫 𝐑𝐢𝐠𝐡𝐭𝐬 𝐁𝐞𝐟𝐨𝐫𝐞 𝐘𝐨𝐮 𝐏𝐚𝐧𝐢𝐜.

When a typhoon wipes out or floods a property you’re still paying for, the rules change depending on where you are in the process: pre-turnover (equity stage) or post-turnover (already amortizing). Under the Civil Code (fortuitous events), PD 957 (developer...